Since what most modern American Christians call faith is actually not faith but a work of acceptance, faith is no longer the unmeritorious means by which one is justified by the work of Christ, but it is righteousness itself. In other words, in the end we say that we are saved exclusively by our acceptance and not exclusively by the work of God since God has supposedly granted to everyone the ability to accept him and the Christ whom he has sent, no matter who they are, where they live, or when they lived. Therefore, the buck stops with us. We are saved in the end not because God did something, but because we did something. We charge that everyone is given the opportunity, and some, like us, have accepted Christ, and the rest have not.
Our justification by acceptance therefore is not justification by faith, but it is justification by works lite. For our justification by acceptance is no different than any other justification by works religion on the planet save the fact that we have only one rule, “Accept Jesus Christ as your personal Savior.” If you obey this rule you will be considered righteous, but disobey it you will be judged for not accepting Jesus Christ as your personal Savior.
But what of those who have not heard the Gospel? What will be their fate?